The subscriptions are everywhere these days – scenario services, subscriptions to the gymnasium, meal kits. It is easy to lose track of everyone. If you are tired of paying for things you don't even use, you are probably considering a subscription tracker. But which one corresponds to your needs? Here is a comparison of Yorba, rocket money, ynab, quicken and monarch money to help you decide.
Yorba: more than subscription monitoring
Better still to: people who wish to follow the subscriptions and unlock their digital footprint.
Why it stands out: follow -up of the subscription works for American, Canadian and European accounts. In addition to that, Yorba helps you find and delete accounts that you no longer use, get fewer Newsletters offering you things you don't need and act on data violations.
What Yorba does:
- Automatically follows subscriptions: finds recurring payments by scanning emails or banking transactions.
- Clean your digital footprint: with its monitoring of accounts and newsletters, you can delete old accounts and subscriptions by e-mail in a few clicks to keep your data safer.
- Privacy focused: unlike certain tools, Yorba does not sell your data or does not display any announcements. It is a company of public benefits, which means that it prioritizes the well-being of users on profit.
Price:
- Free plan: Basic tools for monitoring and deleting accounts.
- Premium plan: $ 6 / month (or EUR 5.5) for advanced features such as unlimited actions and priority updates.
Why Yorba works for you:
Yorba is not only for budgeting – this helps you take control of your personal data. In addition, it is perfect for anyone who values confidentiality and does not want their personal data to be sold to advertisers.
Rocket Money (formerly Truebill): an option for the budget
Better still for: American users who wish to reduce subscription expenses.
What the money of the rocket does:
- Follows the subscriptions automatically: helps you see what you pay.
- Cancels the subscriptions for you: the gain of cancellations (although some come with additional costs).
- Negotiate invoices: try to reduce your utility or cable bills to save money.
Price:
Free basic characteristics, with premium plans from $ 3 / month. The negotiation and cancellation of invoices can cost an additional cost.
Where he fails:
- Regarding confidentiality: although Rocket Money indicates that it does not sell personal data, its
policy Allows data sharing with affiliates or third parties, perhaps for marketing or improving services. Also, theirParticipation in advertising networks As Apple search announcements suggest that user data could be used to adapt advertisements. The Electronic Privacy Information Center (EPIC) evenraised concerns On the question of whether his practices are fully aligning with his claims claims. - US-USLY: Rocket Money is currently limited to users with bank accounts based in the United States, so this is not an option for people in Canada, the EU or other regions.
Rocket money is practical if you are looking to save money and don't bother data compromise. However, it is not ideal for users focused on confidentiality or those outside the United States
YNAB (you need a budget): a budgetary power
Better still for: people who like to micro-generate their finances.
What YNAB does:
- Trace the expenses manually: you will have to add your subscriptions yourself.
- Budgeting objectives: helps you distribute funds for specific objectives, such as reimbursement of debt or savings for holidays.
Price:
$ 14.99 / month or $ 99 / year.
Where he fails:
- Does not automatically follow subscriptions.
- No tools to cancel subscriptions or manage accounts online.
YNAB is great if you want a detailed control of your budget. But if you are looking for automation or if you want to improve your online confidentiality, this is not the best choice.
Quicken: the old -fashioned option
Best for: people who need a traditional financial management tool.
What Quicken does:
- Follow -up of finances: includes subscriptions, investments and loans.
- Offer reports: detailed overview of where your money is going.
Price:
Start at $ 41.88 / year.
Where he fails:
- Not very friendly compared to more recent applications.
- The follow -up of the subscription is more like a reflection afterwards.
Quicken is a solid choice for longtime users, but its interface and its features may feel dated if you are used to modern applications.
Monarch money: elegant and simple
Better still for: families or couples who wish to follow finances together.
What Monarque does:
- Following expenses: automatically draws the subscription data from your bank accounts.
- Family sharing: allows you to work several people on the same budget.
- Personalized categories: Adapt how subscriptions and expenses are organized.
Price:
$ 9.99 / month or $ 89.99 / year.
Where he fails:
- Limited support for non -American banks.
- Not much help cancel or manage subscriptions.
The Clean Design of Monarch Money is attractive, but it does not have the advanced features for the management of the subscription or the cleaning of the accounts that Yorba offers.
Why Yorba stands out
Yorba does more than follow the subscriptions. It gives you the tools to delete old accounts, unsubscribe from unwanted emails and save money, while keeping your private data. Whether you are in the EU, Canada or the United States, Yorba is built to manage regional banks and currencies.
If you are ready to clean your subscriptions and your accounts online,
