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Top 4 LifeLock Alternatives for Identity Protection

Maybe you’re looking for identity theft for your whole family, your kids or your elderly parents. LifeLock sounds like the obvious answer, being one of the most well-known identity theft companies in the US. But for just one adult, pricing starts at $11.99 to $34.99 per month. If you want to protect two adults and up to five kids, your pricing for the Ultimate Plus plan starts at $79.99 per month.

Compare top alternatives to Lifelock, including options for parents and seniors.

4 top alternatives to LifeLock

Alternative for families and seniors


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Greenlight is a well-rounded option for families, offering prepaid debit cards for kids or even elderly parents since it has no age restrictions. Its highest-tier plan, Greenlight Infinity, includes identity theft protection (powered by Experian) with features like dark web monitoring, security alerts and identity restoration. Greenlight also offers the optional Family Shield product designed for seniors and their caregivers. It includes up to $1 million in identity theft insurance, $100K in deceptive transfer coverage and helpful education. However, the Greenlight Infinity plan is the most expensive option for $14.98 per month.

For credit score tracking


myFICO

From the same folks who created the FICO credit score, myFICO offers comprehensive identity theft protection plans. There’s a Free Plan option, and while it doesn’t provide as much as a paid plan, you can view your FICO credit scores, credit score tracking and alerts if there are changes to your reports to spot potential identity theft. If you’re alright with a paid plan, the three plans cost $19.95 to $39.95 per month, offering extras like $1 million in identity theft insurance, 24/7 identity restoration services, credit and score monitoring and the ability to view your FICO scores for various loan types. However, to get identity monitoring and three-bureau tracking, you must upgrade to Advanced or Premium.

Fee From $0 per month
Credit Bureaus Equifax, Experian, TransUnion

For credit score tracking


IdentityForce

From the credit bureau TransUnion, IdentityForce naturally offers credit report monitoring from the three major credit bureaus, and daily TransUnion reports and scores. It provides very high identity theft insurance of up to $2 million, whereas most others cap out at $1 million. After signing up, you get a personalized identity safety score and a personalized action plan. For protection, you’ll have dark web scanning, SSN monitoring, financial account monitoring, phishing monitoring, a dedicated restoration specialist and so much more. Pricing and plan structures are similar to LifeLock, offering individual and family plans. Individual plans start at $34.90 per month, and family plans start at $39.90 per month.

Fee From $34.90 per month
Credit Bureaus Equifax, Experian, TransUnion

Alternative for large families


Experian IdentityWorks

Experian Identity Works, from the bureau Experian itself, offers an identity theft protection service with tools to help monitor, detect and respond to potential identity fraud. A free plan is available, called Basic, which just offers the basics in credit reporting and scores from Experian. The Premium plan for $24.99 per month and the Family plan for $34.99 per month gets you all the trimmings, including the ability to lock your credit in seconds, dark web surveillance, monthly privacy scans, identity theft insurance of up to $1 million and identity restoration support from US-based fraud resolution agents. The Family plan lets you add two adults and up to 10 children — great for large families. There’s also a 7-day free trial if you want to test the paid plans.

Fee From $0 per month
Credit Bureaus Experian

How LifeLock compares

From Norton, the same company with the infamous antivirus program, LifeLock offers identity theft protection services including credit monitoring, identity alerts and up to $3 million in identity theft insurance. It monitors your personal information across the web, including your Social Security number, bank accounts and alerts you to potential threats. Additionally, most plans come with Norton antivirus and VPN.

While LifeLock by Norton is a very popular choice, its family pricing may not be affordable or worth it for everyone. And credit monitoring may only be from one bureau unless you pay for higher-tier plans, and customers often report that prices tend to increase when it’s time to renew.

Pros

  • Individual and family plans
  • Credit monitoring
  • High $3 million theft insurance
  • Most plans include Norton antivirus protection

Cons

  • No free plan options
  • Customers report price increases at renewal


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Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto.

Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt.

Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others.

Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio

Bethany’s expertise

Bethany has written 445 Finder guides across topics including:

  • Personal finance
  • Banking
  • Auto loans
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  • Cryptocurrency and NFTs

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