In a Talk In CNBC's Arjun Kharpal, Ripple president Monica Long sketched the company's post-litigation agenda, detailing how a prospect US Initial Public Offering (IPO), the US-Dolyar Stablecoin RLUSD, and an aggressive pushing real-world-asset token had rescued Roadmaping's roadmaping RIPP.
Ripple Ipo: on the table, but not urgent
Long, who joined Ripple 12 years ago after working with co-founder Chris Larsen with peer-to-peer lender Prosper, opened by remembering that banks were “slam[med] The door to our face ”When Ripple first stood up to the cross-border settlement based on the blockchain in 2014. A decade later, he said,” the banks understand that it will be financially future and thus embrace it more, “framing that shift as a backdrop for the current expansion of ripples, stablecoins, and tokenization services.
Although CEO Brad Garlinghouse has previously been linked to an IPO at the end of Ripple's legal dispute with the US Securities and Exchange Commission, it has been a long time without a sign of the list. “At the moment, we have a lot of liquidity … Billions of dollars cash on the balance sheet,” he told Kharpal.
Therefore, the company is dedicated to non -organic growth – “we are in a position to get,” he added – instead of raising fresh capital in public markets. However, long -term improved US policy signals have reopen domestic opportunities that are effectively covered during the SEC lawsuit.
Since Judge Analisa Torres decided in July 2023 that the “XRP in and itself was not a security,” Ripple continued to rent us and a deeper relationship with American banks. “To change the infrastructure for financial institutions, it is unrealistic that existing systems such as banks go directly to the blockchain. They need some relevant tissues that we are giving,” added.
Focus on Rlusd
Ripple's entry into the stable value of the Arena comes from the Ripple USD (RLUSD), which now walks near a $ 300 million market capitalization of the market. Long said the decision to launch emerged from live corridors in Latin America-Asia Trade Lanes where counterparts “would prefer to deal with dollars than their local currency that is very volatile.” He is positioned at RLUSD as a 24/7 Liquidity Rail for corporations forced by “Bank cut-off hours, night and weekend” in the corresponding coherence today.
While acknowledging that the explosion of the Stablecoin market was driven by crypto trading, he emphasized that “Ripple's bet is actually on the institutional side,” providing cross-border payments and collateral management as major cases of RLUSD use.
The approach has received an immediate leg-up through Ripple's $ 1.25 billion agreement to obtain Prime Broker Hidden Road, which removes nearly $ 3 trillion in the annual volume. The client of the hidden road, which has long been mentioned, demands the dollar on-chain as a margin for traditional properties-an application that can accelerate RLUSD circulation without competing with the head-to-head with giant retail.
Tokenization and regulatory backdrop
The company has also longed for the company's belief that Blockchain will change on a “modern financial train,” with tokenized instruments in the capital market as the next border. The Ripple provides the preservation and release of software to banks such as SG Forge, which allows them to mint and manage digital representations of stocks, bonds and other security while maintaining product design control.
The emphasis, he said, was in “sewing the infrastructure between legacy and on-chain systems,” a theme that shouted at the upcoming amendments to the XRP ledger for multi-purpose tokens and native lending protocols.
Despite Ripple's most institutional focus, Long has not led the future touchpoints in retail. He removed that he was still holding “a portion of a banky from the height of NFT days,” emphasizing personal enthusiasm for fractional models of ownership even when the firm focuses on back-end plumbing.
The president of Ripple describes an improvement of the US climate, praising the Sab 121 rollback and the thaw to the SEC -implementation tactics. He also pointed out the momentum of the Bipartisan for a Stablecoin bill and the suggested “Crypto Strategic Reserve,” which clearly cited the XRP to the property -owned. “More than anything else,” he noticed, “it proved the legitimacy of the owner.”
Summarizing Ripple's long-term ethics, long-term stamina in hype cycles: “If we build things that solve problems and have a real utility behind it, then everything is different. In 2025, the narrative of that utility revolves around the institutional railroads Comes to the US banks holding XRP-ledger properties on their balance sheets.
At the time of press, XRP has exchanged $
Featured image from YouTube, chart from tradingview.com
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