DubaiThe water,, May 9, 2025 / Prnewswire / – Go throughThe second exchange of global cryptocurrency in volume, improves the user experience and the effectiveness of the capital of its loan products by integrating cryptographic loans (flexible loans) and fixed rate loans in a single rationalized interface.
Integration introduces a unified platform for the two types of loans, allowing users to compare, manage and optimize their borrowing strategies more easily. All loan products are now accessible under the cryptographic loans page, with a redesigned arrangement that prioritizes conviviality and transparency.
“Our goal is to simplify how users interact with our loan products while improving their flexibility in capital,” said Emily BaoSpot manager in Bybit. “By consolidating management tools and aligning risk models, we give our users more control and clarity on their loan activity.”
Key upgrades include:
- Unified cross margin model: Flexible and term loans will now operate in a shared cross margin system, allowing users to benefit from consolidated loan / value (LTV) – 80% (initial), 85% (margin call) and 92% (liquidation).
- Warranty: The guarantee can now be used interchangeably on the two types of loans, allowing a more agile deployment of capital.
- Collateral ratios on several levels: All supported assets will follow a warranty system on several levels, reflecting the risk profile of each asset – consistent with the structure previously applied to fixed rate loans.
- Calculation of updated interest: Interest will be calculated every hour using a composition method: total debt (main + accumulated interest) multiplied by the hourly interest rate.
The existing loan orders will remain unaffected, continuing under their terms and conditions of origin. For users looking for additional information, detailed guides on both Fixed rate loans And Cryptographic loans Are available via the Bybit Help Center.
This strategic decision reaffirms Bybit's commitment to innovation and user empowerment in the economy of evolving digital assets.
#Bybit / #ThecryptoARK
About
Bybit is the second exchange of global cryptocurrency in volume, serving a global community of more than 60 million users. Founded in 2018, the Parbit redefines opening in the decentralized world by creating a simpler, open and equal ecosystem for everyone. By strongly emphasizing Web3, bybt partners strategically with the main blockchain protocols to provide a robust infrastructure and lead an innovation on the channel. Repared for its secure guard, its various markets, its intuitive user experience and its advanced blockchain tools, fill the gap between tradfi and defi, empowering manufacturers, creators and enthusiasts to unlock the full potential of web3. Discover the future of decentralized finance at Bybit.com.
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