SoFi Plus Sweepstakes 2025: Win up to $400K

SOFI members who enroll in SOFI including direct deposits or by paying a subscription fee to SOFI Plus every 30 days or with $ 5,000 or more of qualified deposits during the 30-day review can earn 3.80% annual percentage yield (APY) in savings balances (including vaurates) and 0.50% APY to review. There is no minimum direct amount of deposit required to qualify for the stated interest rate. Members who do not either Sofi Plus or qualified deposits, during the 30-day review period will get 1.00% APY in savings balances (including vaults) and 0.50% APY to check the balances. Only members of the SOFI Plus are eligible for other benefits of SOFI Plus. Interest rates are variable and subject to change at any time. These rates are currently 1/24/25. There is no minimum balance requirement. Further information can be found to see the terms and conditions of SOFI Plus at https://www.sofi.com/terms-of-use/#plus.

We do not charge any account, service or maintenance for checking and saving SOFI. We charge a transaction fee to process each outgoing wire transfer. SOFI does not charge a fee for incoming wire transfers, however the bank sending can be charged. Our fee policy is subject to change at any time. See Sofi Checking & Savings sheet for details at sofi.com/legal/banking- Fees/.

The Sofi Bank is an FDIC member and does not provide more than $ 250,000 of FDIC insurance per depositor per legal account owner category, as described in FDIC regulations. Any additional FDIC insurance is provided by the SOFI deposit program. Deposits can be ensured up to $ 3m by participating in the program. See the full term at sofi.com/banking/fdic/sidpterms. See the list of participating banks at sofi.com/banking/fdic/participatingbanks.

We have partnered with Allpoint to provide you with ATM access to any of the 55,000+ ATMs within the Allpoint Network. You will not be charged when using an in-network ATM, however, third-party fees are earned when using out-of-network ATMs are not subject to repayment. SOFI ATM policies are subject to a change in our decision at any time.

Early access to direct deposit funds is based on the timing in which we receive the notice of the upcoming payment from the Federal Reserve, which is usually up to two days before the set
Payment date, but may vary.

Overdraft range is limited to $ 50 in debit card purchases only and an account benefit available to customers with a deserving direct deposit of $ 1,000 or more in the current review period of the 30-day SOFI date, whose 30-day review period refers to the “start date” and “end of the date” which is placed on the APY details of your account, calendar (the “30-day review period”). You can access the APY details page at any time by logging in to your SOFI account with the SOFI Mobile App or SOFI website and selecting either (I) Banking> Savings> Current APY or (II) Banking> Review> Current APY. Members with a prior history of non-repetition of negative balances are not eligible for overdraft range.

The disclosure of sweepstakes: No purchase required. A purchase will not increase your chances of winning. Only open to legal residents of 50 US/DC, 18+. Void in which law prohibits. The sweepstakes end at 11:59 pm et on 5/14/25. Subject to official policies, including alternative and free entry procedures, prizes, limits, and odds, click Here. Sponsor: Social Finance LLC (“Sofi”) 234 First Street, San Francisco, CA 94105.